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Best Christian Microfinance Organizations

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Best Christian Microfinance Organizations

The Best Christian Microfinance Organizations are out to assist followers of Christ in their financial journey. Microfinance which was started in the 1970s is the practice of providing financial services, especially microloans to people who are in need. Since its creation, it has rapidly grown worldwide and many Christians have embraced it. As of the time of writing, professionals in finances have estimated that there are over 665 million client accounts at more than 3,000 financial institutions. Around 188 million of these accounts are in India, while 27 million are in Africa. Microfinance organizations are diversified in nature as they move from the multibillion-dollar Grameen Bank of Bangladesh to Christian groups such as Opportunity International which is based near Chicago.

Kiva.org is a platform that matches borrowers and lenders with loans that average $382. Most of those who had previously started a business know how difficult it is to find a startup loan. A good number of people clearly have the business ideas but they lack the necessary finances to go about the venture. Others are running the risk of being kicked out of the market because they lack the necessary finances to meetup with the demands of their existing businesses. Some people go for loans at the wrong places and end up regretting. All these problems lead to a stressful mind which is not at peace. Luckily enough, the best Christian microfinance organizations that we are about to present can bring solutions to most of these worries. There are lots of qualities that define a good micro-finance structure.

Best Christian Microfinance Organizations

Why a religious-related structure?

There are many micro finance organizations out there, but why do we choose to go only after those that are centered around Christ? This is the question that most people regularly ask. As Christians, we are called upon to engage in those things that are pleasing to God. In whatever thing that we are doing, it is our duty to see unto it that God’s will comes first. Whether in our business or professional milieu, we must seek to accomplish God’s will as we respect and honor his commands. In addition to this, a Christ centered micro-finance organization is more likely to operate in respect to God’s principles. Such brings God’s blessings on those obtaining the loans which will guide them into success. Below is our list of the Best Christian Microfinance Organizations:

1. Opportunity International

Opportunity International 501 nonprofit organization that is currently working to end global poverty by sustaining existing jobs and creating new jobs. It uses a network of 47 program and support partners to offer small business loans, insurance, saving, and training over 14 million people in the developing world. Opportunity International was founded back in the year 1971. Its headquarters are located near Chicago. Its goal is to provide thriving opportunities for men and women with ambitious dreams for their futures. It does this by empowering them to move out of poverty.

2. HOPE International

Hope International provides Christ-centered financial services. It is in obedience to the command of Christ to love our neighbors and make disciples of all nations that Hope International provides discipleship opportunities, a safe place to save, training, and loans for business ventures. Through the loans offered by this company, clients can lunch or expand their businesses. Note that it is a global non-profit company from which everyone can benefit from.

3. Alalay sa Kaunlaran Inc (ASKI)

ASKI is a Christ-centered micro-finance organization that is located in Philippines. This God-centered organization is committed to serving the needy in Luzon through holistic transformation and socio-economic development. It is highly reputed for its fund provision ability.

4. Banco D-Miro S.A.

Banco D-Miro S.A. is one of the best Christian microfinance organizations that has its headquarters in Ecuador. It is a national organization based on the gospel of Jesus Christ that helps people spiritually and financially.

5. Amasezerano Community Banking S.A.

Amasezerano Community Banking S.A. is a Christian leading financial institution that is located in Rwanda. It effectively contributes to the holistic development of the poor people in Rwanda.

6. Center for Community Transformation Credit Cooperative (CCT)

CCT is a Christ-centered organization located in Philippines that fights against poverty and social injustice. It values the funding of social development projects in its evangelical mission.

7. Community Economic Ventures Inc (CEVI)

CEVI is a Christian humanitarian company that is located in Philippines. This humanitarian company works towards moving clients and communities out of poverty through the provision of loans in its microfinance project.

8. Christian Rural Aid Network (CRAN)

The Christian Rural Aid Network is a local non-governmental organization that operates in Ghana. CRAN is committed to sustainable rural development in Ghana. Its ways are rooted in the Christian doctrine. Apart from rural development, it helps people to grow spiritually by teaching them the ways of God.

9. KREDIT

KREDIT is located in Cambodia and operates as a partner of World Relief. It functions with the local Church in order to transform the lives of her congregants economically, socially, and spiritually.

10. Foundation for the Assistance of Small Businesses (FAPE)

FAPE is a Christian financial institution located in Guatemala. Its goal is to assist the Christian micro-entrepreneur. The institution has been in existence for so many years today. It has assisted many young entrepreneurs from startup to success.

11. SALT Microfinance Solutions

SALT Microfinance Solutions is one of the best Christian Microfinance organizations in the World. They help their clients to grow spiritually by teaching them Biblical principles in all areas of life. Since creation, they’ve been fighting poverty and helping families to find a sustainable path towards financial freedom. In simple words, they equip families with what is necessary to provide for themselves. This Christ-centered organization also provides microloans to to those who desire them. These microloans are aimed at funding those desiring to expand their businesses and those wishing to venture into the business world.

12. VisionFund

VisionFund is an international Christ-centered organization that provides financial services to Christians. Since creation, they’ve been actively fighting against poverty in order to ameliorate the lives of their clients through the riches of God.

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Catholic Prayer For Money

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Catholic Prayer For Money

A Catholic Prayer For Money can help you in hard times. Financial hard times are bound to come our way. Most of us have already experienced these difficult moments at least once. Some turn to be so hard to handle that we feel like suffering from a financial curse. Although financial curses and financial bondage do exist, they are not always the cause of difficult moments in our lives. Financial hard times can as well be caused by the wrong financial decisions we made in the past. Luckily, we are serving a God who is able to help us out of such, He is full of financial wisdom and willing to guide you into making better decisions to boost your finances. The scriptures are clear on the fact that whenever God’s children call out to him for help, he will hear and answer them.

Whatever be the financial situation that you are going through, keep in mind that God is willing and able to help you. It does not matter whether you are completely soaked in debts or unable to meet up with your needs. Trust God to make a way where there seems to be none and you’ll live to testify. A good Catholic prayer for money is one of the ways to go about resolving your financial problems. You can be sure that God is aware of your financial problems, and he will not leave you without a financial blessing. Keep on working hard without being discouraged by the surrounding situations. Hold tight to God and he’ll end up changing your story. Pick any of the Best Catholic Prayer For Money below and call on God as your financial helper.

Catholic Prayer For Money

How to go about

Mark 11:24 – “Therefore I tell you, whatever you ask for in prayer, believe that you have received it, and it will be yours.” Faith or the ability to believe in the accomplishment of God’s yet unfulfilled promises is the key to obtaining whatever you ask for in prayer. From the scriptures, Jesus Christ points out that with faith, everything we ask from God will be granted to us. With this in mind, come before your heavenly father as you start your prayer by asking for mercy. God will hear and answer you in ways that are far beyond human understanding. He did it in the past, He is still doing it, and He will certainly do it in times to come (Hebrews 13:8). Meditatively embrace the following Catholic prayers for money after making a sincere repentance.

Catholic Prayer for money #1

Lord Jesus Christ, I humbly come before your Holy Presence requesting mercy and pardon towards my sins. Savior, thanks for forgiving my wrongs. In your Holy Name, I forgive all others who have done any wrong against me. I renounce Satan, his agents, and all their evil works. Lord Jesus Christ, I welcome your sacrifice on the Cross and invite you into my life. Savior, heal me, strengthen me, bless me, and guide me into doing your will for the Scriptures say that we should first seek your face and every other good thing will follow us. Through the power in your name, I take authority over my finances and nullify every Satanic plan or action against the fruits of my labor. Lord Jesus Christ, thanks for hearing and answering my prayers. May your Holy Name be praised forever.

Catholic prayer for money #2

Heavenly Father, I humbly come before you this day asking for mercy and financial breakthrough. Lord, send a financial blessing that will improve my standard of living for the best. Heavenly Father, may your grace increase my faith to believe firmly in your ability to provide for the needy. In you, I know that I shall never lack because you are able. I do not seek for a large sum of money nor for unneeded comfort or luxury. All I’m requesting is enough money to pay off my debts, meet my daily needs, and free myself from the stress resulting from money worries. Lord, thanks for providing my needs and those of the people around me. Give me the means to do your work and spread your love. I make this prayer in the name of Jesus Christ.

Catholic Prayer for money #3

Lord Jesus Christ, the savior of the World, I am greatly thankful for your gift of life and good health. Have mercy on me and remove my sins completely. Lord, I am jobless and the small business I own is not doing that well and I am in debt. Onto my knowledge, you best understand my situation than I do. Lord, please look down on me and open new financial doors that will give me enough to pay off my debts and meet my financial needs. Savior, I thank you for hearing and answering my prayer. May you be honored at all times.

Catholic prayer for money #4

Dear Lord, may you locate me in your mercy and Favor. Assist me o find a firm ground in the shaky economy that I am subjected to. Help me by making a way where there seems to be none before the eyes of the world. Lord, as I seek a job, help me not to be anxious when I feel like not going anywhere. In your goodness, may you keep me motivated and energized for the task ahead. Fill me with hope anytime I feel hopeless about my financial situation. Give me patience not to despair when things look bleak. Lord, I have complete confidence that in your goodness, you will bless me financially. I make this prayer in the name of Jesus Christ of Nazareth.

Catholic Prayer for money #5

Lord Jesus Christ, you are the answer to my financial worries. In your hands, I surrender my life and everything happening around it. I believe that you are able to bless me with financial wisdom and guide me into successful business ventures that will bring glory to your name. Lord Jesus Christ, you did it in the past, you are still doing it these days, and you will certainly do it in times to come. With this in mind, I can rest peacefully knowing that my tomorrow has been reassured in your riches.

Catholic prayer for money #6

King of Heaven and Earth, have mercy on me and reconsider my case before your Holy Throne. Locate me in your riches and open my hands to be a blessing to my generation. Be my rock in this world which is built on sand and uncertainty. In you, I fear no one nor any situation. Before your Holy Throne, I am blessed with all that I need in order to make a successful living on Earth. Father, be my oasis of grace and peace in a World of turmoil and tension. Help me to see and follow your will in all things as I encourage others in following your ways. I make this prayer in the name of Jesus Christ.

Catholic prayer for money #7

Dear Heavenly Father, look not on my sins but on the blood of your son Jesus Christ. I humbly come before your Holy Presence to surrounded my financial affairs and worries to your Divine care. Father, may you replace the anxieties, fears, and worries about money in my heart with faith in your promises. In you, I know that I will end up paying off all my debts and making enough money to meet up with my financial needs and those of the people around me. Father, I thank you for hearing and answering this prayer made in the name of Jesus Christ.

Catholic prayer for money #8

Heavenly Father, have mercy on me and locate me in your favor. My struggles with money are really getting me stressed up. I am currently in dire need for myself and my family. With you all things are possible. That’s why I humbly come before you to present my case knowing well fully that you have already provided a solution. Father, thank you for blessing me with abundance. Fill me with wisdom in order to rightly manage the resources that you have given me in a way that glorifies your Holy Name. I make this prayer in the name of Jesus Christ and by the convincing power of the Holy Spirit.

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Christian Business Principles

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Christian Business Principles

Christian Business Principles are there to guide all entrepreneurs into success. Many young entrepreneurs aspiring success regularly wonder where to find the best business advice and counsel. Good advice, counselling, and experience is what makes a successful business man or woman. They cultivate in a person the skills needed to take a business from ground level to success. This leaves our minds puzzling on where to find such business wisdom? Although good business counsel can be found in a plethora of books, only one book truly contains all the business secrets that lead to success while remaining in God’s light. Within this book, leaders can learn and master what it takes to build a successful business life without hurting his/her relationship with God. This books which contains the best Christian business principles for success is the Bible.

As Christian entrepreneurs, business owners, and professionals, we are all called by God to conduct our businesses with morals and ethics. God has entrusted into our hands all the resources we have and it is our duty to mage them in ways that are pleasing to him. It is everyone’s responsibility to skillfully run his/her business to honor God by respecting his principles. Failing to do these things will lead you astray and far away from God. Such will result to God’s anger and judgement. As a father, your heart will be filled with happiness if you find your son or daughter correctly managing the resources you’ve entrusted in their care. This is the same relationship that we have with God. He is happy to see us rightly managing his resources. Doing so will call down divine blessings on you and your household.

Christian Business Principles – Everything you need to know

Understanding Business

Being able to differentiate between God and business is something worth doing. Failing to do this will lead you into compromising the relationship which Christ established between you and God. Human words can’t describe God nor can they describe his ways. The one thing which we are certain of is the fact that as followers of Christ, we must give the first position in our lives to God. By so doing, every other thing comes after thereby placing us within God’s saving grace. This also holds for business ventures. Never offer more value to a business venture than God. For it is God who gives you life and the strength to do business.

Carrying out a business to meet with your needs is a divine commission. By so doing, you are honoring God’s command for man to work in order to make a living. That’s why you can be certain that God wants you to prosper. If you have plans of getting into a business venture, give thanks to God and ask him to bless your plans. He will definitely bless them and lead you into success. God is full of wisdom and he is willing to counsel you to take the right decisions. Knowing well fully that the Bible is an authoritative voice of God, we’ll reveal the following Christian Business principles from it which when taken serious lead to success:

1. Faith

Proverbs 3:5 – “Trust in the Lord with all your heart and lean not on your own understanding”. From this scripture we clearly pick-out the call of God to trust him in everything. God does not only want us to trust him in our personal or spiritual lives, he also wants us to trust him in our professional lives. As a Christian entrepreneur, let the Lord be your guide and wisdom in embracing any business venture. Actively pursue God’s grace and blessings in your business life. Never give up because God never fails. He/she who trust in the Lord will live to testify the goodness of God in their life. By faith here, we mean trusting God to provide you with strategic direction, resources, and finances in handling your business.

2. Integrity

Proverbs 21:3 – “To do what is right and just is more acceptable to the Lord than sacrifice.” Our Lord is Just in everything. He requires that we conduct business in integrity and fairness. A fair treatment to everyone is not only a Biblical principle for spirituality but one which will boost your business relations with co-workers, employees, and clients. Such a quality creates an environment for transparency, happiness, and high productivity. As a Christian Business owner, it is important to stay away from actions that can be profitable but morally wrong.

3. Diligence

Romans 12:11 – “Do not be lazy but always work hard. Work for the Lord with a heart full of love for Him.” Hard work is the key to success. Earth and Heaven are results of God’s work. He worked for 6 days and rested on the 7th day. If God himself worked, then what more of us who are his creatures. It is his command that we should work. Working is honoring God. All the great men and women of the Bible were working people. God called most of them when they were working. Note that God calls the busy and not the lazy. God is expecting everyone to be productive as they use their knowledge, gift, talent or skills irrespective of how great or small they are. He who makes use of what God has given can expect to receive more.

4. Generosity

1 Peter 4:10 – “Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace in its various forms.” God is generous, gracious and merciful. It is our abilities to reflect his qualities through Christ that make us his children. That’s why we’ll say without doubt that all godly businesses ought to reflect the qualities of generosity, love, and mercy. Christian business owners go beyond worldly expectations of generosity. They clearly understand the fact that God has blessed them so that they can be a blessing to their generation. This might sound foolish to those whose hearts have been attached to the things of this world. Whatever the case, always remember that everything on Earth and in Heaven belongs to God.

We are able to have anything at hand only because God has given it to us. Knowing well fully that everything we have belongs to God, it is important that we correctly manage them so that on the last day, we’ll be able to give a good account. Let’s generously give as our hearts are guided by the Holy Spirit. In every act of generosity, let love be our motivating factor because it is what makes our sacrifices acceptable before God. The scriptures are clear on the fact that God will always bless a cheerful giver and see unto it that he/she never lacks. Correctly managing the little God has given you will open new doors for more. In addition, your riches will be stored up in heaven.

This brings us to the end of our writing on Christian business principles. You can as well read the following related articles for more information:

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Christian Money Management

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Christian Money Management skills

Cultivating Christian Money Management skills will efficiently reduce financial misery, worry, stress, and bitterness. It can as well save marriages and boost family health for the best. All these things are achieved in the light of God’s righteousness. Money can be a source of much evil than you can imagine. Although money in itself is not evil, the desire to have it can lead many into wandering far away from God. That’s why every Christian must learn and master what it takes to handle money in a way that pleases God. There is a saying that “One can never be satisfied with the money at hand”. This explains why those who have money are still searching for more in as much as those with little to nothing at hand. The story of John D. Rockefeller will help to bring more light to our writing on Christian Money Management.

John D. Rockefeller was one of the richest men on Earth during his time. In simple terms, we can say that his money was virtually limitless. During an interview, he was asked “How much money is enough?” John D. Rockefeller replied, “Just a little bit more!” It is quick to perceive his answer as outrageous, but haven’t we all been there? Whatever be our income level, the first thing that comes to the mind is “If only I had just a little bit more, then I’ll be financially free and satisfied” Unfortunately, Rockefeller’s response proofs the contrary. He had money more than any other person around yet that feeling of satisfaction was still lacking. This is to say that satisfaction or having control over money has little to do with how much you earn, and a lot more to do with how well you manage the money earned.

Christian Money Management Tips

Overall view of money

Successful money management is a spiritual issue worth considering by every Christian. Our lord, Jesus Christ, spoke more on money that you think. About 15% of his recorded teachings are on the subject of money. Unto Jesus Christ, our attitude towards money is of an utmost important. Through a person’s attitude towards money, we can easily deduce the position of God in his/her life. The desire to have more money has led many into wandering far away from God’s truth. However, those with God as the first personality in their lives are free from the traps of desiring money.

Those who have given the first position in their lives to God are contented with what they have. And as a result, God is always present to provide their needs. Instead of living an unsatisfied life of pursuing money which you’ll never have enough, you should learn how to manage that at hand while deriving satisfaction from it. Below are the best Christian money management tips which you should embrace and benefit from:

1. Give to God first

The scriptures are clear on he fact that everything we own comes from God. He is the true owner of all things on Earth and in Heaven. God entrusts it to us so that we can use it for his purposes. True Christian financial success has nothing to do with accumulating huge sums of money in your bank account. It is all about following God’s plans for your finances. God will always provide the needs of those who understand and follow this principle. As followers of Christ, our first financial priority, as well as that in every other sector of life, should be God and the accomplishment of his will. Successfully managing all our gifts including finances is of a great importance to God who entrusted them to us.

There are many ways to give something to God. Our Lord and Savior, Jesus Christ, said “Whatever you do to the least of my brothers, that you do unto me”. In simple terms, helping someone in need is helping Christ. Feeding or clothing someone in need is giving to Christ. Loving your neighbor as yourself makes your giving acceptable before God. Luke 6:38 says, “Give and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give unto your bosom. For with the same measure that ye mete withal it shall be measured to you again.” Giving out of love is of a greater importance in doing what Chris wants. Hence, when partitioning your funds, keep some for Charity. Giving out of love moves God’s hand into opening new financial doors in your life.

2. Cultivate a regular saving habit

Another Christian money management tip is to cultivate the habit of regularly saving money for investing, inevitable expenses, and large purchases, such as the down payment for a college education, home, vacations and retirement. A simple but disciplined saving program will boost the growth of your wealth in ways far beyond human imagination. Embracing such will improve on your finances and free you from getting into debts when large scale purchases show up. And as a result, you’ll benefit from the happiness and peace of mind that comes from living a debt free life. Always plan your saving before planning your spending. Experience has shown that those who do the contrary are more likely to pass their days struggling with finances.

Saving money also empowers you in the investment world. Through saving you can easily gather the required capital for investing. Note that it is important to make your money work for you. Failing to understand this is the beginning of failure in the financial world. Proverbs 21:20 says, “There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.” It is clear that even the Bible encourages saving. We’ll recommend that you automate your monthly savings. In this way, they’ll be automatically deducted before your salary gets into your hands. This will prevent the temptation of spending everything at hand.

3. Make a Budget

Anyone who is serious about successfully managing money must make and follow a budget. A budget will help you to better understand your financial situation. It will help you to keep a record that offers a better understanding of how your funds are being spend. Proverbs 24:3,4) says, “Through wisdom is an house builded; and by understanding it is established; and by knowledge shall the chambers be filled with all precious and pleasant riches.”

A budget guides you into gaining consciousness about your spending habit. After a month of tracking your spending, you’ll be surprise to learn that the little purchases that you use to make thinking that they were negligible are accounting for the spending of almost half of your funds. Be disciplined enough after establishing a budget to stick to it. We say this because it is easier to establish a budget than to follow it. Successfully sticking to it will greatly boost your finances.

4. Avoid Debts

Proverbs 22:7 says, “The rich ruleth over the poor, and the borrower is servant to the lender.” Anyone who is serious about having control over their finances must learn to avoid getting into debts. You can’t talk of a happy financial life with debts all round your neck. Christian financial freedom comes with debt freedom. From the scripture above, we realize that the Bible does not encourage borrowing. It is not God’s will for us to borrow. God wants us to prosper and live debt free lives. That’s why you should avoid getting into situations that will necessitate borrowing. Never spend more than you earn. Avoid spending without saving. Invest and grow your money.

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Christian Financial Advisors In My Area

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Christian Financial Advisors in my area

Where can I find Christian Financial Advisors In My Area? This is a frequently asked question by Christian investors. Handling finances has never been the easiest thing to do. Although you can single-handle a few investments, it is still worth consulting a financial expert if you are serious about reaching higher levels. Success in investment is a result of professionalism, competency, and experience. All these qualities lay within a Financial Advisor. Indeed, these financial experts are indispensable when it comes to expanding your investment portfolios and achieving financial freedom. Trying to single-handle your investments without the necessary skills, experience, and competency can ruin your finances. Such will move you from the top of the financial sphere to point zero. This is not a situation anyone wishes to experience. A single wrong financial decision can make away with all your investments. Hence, creating need for a financial advisor.

But who is a Christian Financial Advisor? A Christian Financial Advisor is a competent, experienced, professional, and God fearing individual who understands Biblical Responsible Investing principles. He/she is a financial expert whose main objective is to recommend reliable and wise investment opportunities which you can embrace to grow your wealth. In simple terms, they provide financial advice in the sectors of investment, wealth management and planning for retirement. He/she is someone that you’ll have to trust and entrust your investments to. That’s why you’ll need to spend some time, financial resources and effort in figuring the right person. Failing to do this could lead you into financial bondage.


Christian Financial Advisors in my area – where to find them

Still on how to find Christian financial advisors in my area, we’ll guide you into directories that will facilitate your search. You can as well read our article on how to find a Christian financial advisor near me. Below are some Christian Financial Advisor Networks through which you can hire the best financial advisor:

  • Christian Wealth Management
  • SmartVestor Program
  • National Association Of Christian Financial Consultants
  • Christian Financial Planners Directory

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Christian Financial Advisor Network

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Christian Financial Advisor Network

The Christian Financial Advisor Network is made up of like-minded financial professionals who respect Biblical Responsible Investing (BRI). These individuals share the Christian faith and are more than willing to guide Christian investors in growing and maintaining their wealth. They do this without negatively affecting the clients relationship with God. Handling finances is not an easy task given its complexity from a Biblical point of view. However, everyone aspiring to be successful in life must stick to wise financial advice. Such advice can easily be obtained from a Financial Advisor. You can as well take personal financial decisions and have them work for the best. But you must keep in mind that a single financial mistake can ruin all your investments. That’s why everyone needs a professional financial advisor.

A Christian Financial Advisor Network is made up of individual professional financial advisors that fear God. But who is a Christian financial advisor? A Christian financial advisor is a qualified, experienced, professional, and God fearing individual who understands the application of Biblical financial principles in achieving financial freedom God’s way. He/she focuses on providing you with reliable and wise financial advice when it comes to making investments, growing your wealth, maintaining your possessions, and planning for retirement. A Christian financial advisor guides Christian investors into investment opportunities that align with the will of God and act as a blessing to the world. They have nothing to do with immoral investment opportunities like those revolving around human trafficking and abortion.

Christian Financial Advisor Network – Everything you need to know

What a Financial Advisor does

A financial advisor is a professional or specialist in investment. He/she works in investing as a primary career. Such individuals operate in two ways, that is functioning as either an investment advisor or an active manager of your account. As an investment advisor, they help in making recommendations that you will chose to invest in (or not). Functioning as an active manager of your account implies that they will contribute to your investment security selection as well as the security of all assets that are in your portfolio.

An advisor has the ability to be completely independent. He/she can as well act as an agent for an investment firm. However, many advisors prefer working independently and benefiting from their freedom. In some cases, an independent financial advisor can as well work with a large investment brokerage firm. Such an advisor makes use of the large investment brokerage firm as a trading platform for their client’s portfolios. In such cases, they’ll require that you move all your asset positions into an account with the brokerage firm of their choice.

Reasons to hire a Christian Financial Advisor

As a serious Christian investor desiring to achieve financial freedom, a time will come in life when you need a financial advisor. Below are some of the reasons why you’ll need to do this:

  • The desire to diversify into different asset classes that you don’t entirely understand.
  • A feeling of not having the skills and experience necessary to successfully invest your own money.
  • An unsatisfactory feeling with the performance of your self-directed investments.
  • A desire to move your investments into a more professional level.
  • The desire to seek higher returns from individual stocks rather than relying on exchange-traded funds, and mutual funds.
  • A strong desire to focus on your business or career, rather than managing it alongside investments.

Benefits of using a Financial Advisor

Apart from the above listed reasons that you might want to hire a financial advisor, there are also benefits or advantages obtained by hiring them. Below are the main advantages for hiring a financial advisor:

  • A financial advisor frees up your time by taking over your investments.
  • The stress that comes from multitasking between your career and investments is eliminated by a financial advisor.
  • A financial advisor may have a successful track record, as indicated by your close friends.
  • By working full time, a financial advisor is better placed with sufficient experience when it comes to taking wise financial decisions.
  • The difficulty to succeed in certain markets is eliminated by the skills of a competent financial advisor.

What to look for in Financial Advisor

You’ll need to spend some time and effort in order to chose the best financial advisor. It is a process worth your time, money, and effort. A professional financial advisor won’t come as the first person that you meet on the road. We are talking of someone capable of offering reliable, wise, and efficient financial advice. Thus, you’ll need to set some standards or qualities to look for in a financial advisor. In choosing a Christian Financial Advisor, go for someone with references. It is wise to have received references from 3 to 4 reliable sources concerning the person in question. A professional financial advisor should be able to provide you with some sort of independent verification of his/her investment performances.

How to find a Christian Financial Advisor

You can easily find such an individual through a Christian Financial Advisor Network. Also read our article on how to find a Christian financial advisor near you. You can as well find them through the following Christian Financial Advisor Networks:

  • Christian Wealth Management
  • Christian Financial Planners Directory
  • National Association Of Christian Financial Consultants
  • SmartVestor Program

How Financial Advisors get paid

There are several ways through which a financial advisor can be compensated. He/she can earn commissions on the investment they put you into. They can equally earn on a direct compensation method than can be based on a flat fee, an hourly rate, or even a percentage of your investment portfolio. With a fee-based on percentage, you can expect to pay at least 1% of your total assets on an annual basis. In a few cases, some advisors charge a little more. Embracing a flat fee one-time financial plan will necessitate much money. Here, the advisor provides you with a detailed write up about your finances with recommendations to take actions.

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Free Christian Financial Advisor

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Free Christian Financial Advisor

It’s always a pleasure to receive the services of a free Christian financial advisor. Such is of a greater importance to Christians who are struggling with their finances. A moment with a financial advisor can completely change your life for the best. Everyone at some point in life needs wise advice to grow and maintain their wealth. However, not everyone can meetup with the means of hiring a financial advisor. Any Christian in such a situation is more likely to embark on the journey of searching a free Christian financial advisor. One might ask the importance of going for a financial advisor. The truth is that managing finances has never been an easy task. A single financial mistake can ruin your wealth and investments. Such a damaging situation that brings people back to point zero is not solicited by anyone.

But who is a Christian financial advisor? This is a great question worth answering before continuing with our write-up. A Christian financial advisor is a qualified, experienced, professional, and God fearing person who understands Biblical Responsible Investing (BRI). Such an individual is out to guide you into taking wise financial decisions which will grow and maintain your wealth without negatively affecting your relationship with God. A Christian financial advisor will lead you into investments that are aligned with Biblical principles and are considered a blessing to the world. Christian financial advisors that actively apply the Biblical Responsible Investing principles have nothing to do with investments revolving around immoral activities like human trafficking and abortions.

Free Christian Financial Advisor – Everything you need to Know

Truth be told, finding a free Christian financial advisor these days is rare. Note that being a Christian is not a call to offering free services. A good number of Christian financial advisors paid a fortune to master financial knowledge. Such people won’t be willing to offer free services. Grumbling or blaming them is not founded because it is their way of earning for a living. Having said this, you’ll need to raise some cash if you are serious about obtaining financial advice from experts.

However, this does not eliminate the possibility of coming across a free Christian financial advisor who will be willing to help you. With some cash at hand, you can consult the following platforms that offer Christian financial advice:

  • Christian Financial Planners Directory
  • National Association of Christian Financial Consultants
  • SmartVestor Program
  • Christian Wealth Management

Alternatives

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Christian Financial Advisor Near Me

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Christian financial advisor near me

How can I find a Christian financial advisor near me? This is the question of time which many are asking themselves. To start, we’ll say that it is possible to find a financial advisor near you. You just need to take the right steps and you’ll find yourself in the hands of a qualified financial advisor who fears God. Handling finances has never been something easy. Just one financial mistake can ruin all your investments and wealth. For sure, nobody will be pleased to witness the fall of all that he/she has been building all their life. This then creates need for a financial expert who is experienced enough to guide you into taking the right decisions in growing and maintaining your wealth. Note that growing wealth is one thing and maintaining it is another. It’s easier to lose wealth than to have it. Hence, the need to take precautions.

It i not any financial adviser that is solicited when dealing with Christian Finance. As a Christian in need of financial advice, it is wise to go for an adviser who fears God. In this way, he/she will guide you in successfully handling your finances in a way that pleases God. Going the other way round could get you into the hands of someone who will influence you into taking financial decisions which will make you wander far away from God’s righteousness. This narrows our path back to the question on how to find a Christian financial advisor near me? The process could be a little challenging but note that it is not impossible. No matter the amount of effort and how long it takes you to finding a Christian financial adviser, just know that it is something worth doing.

Christian Financial Advisor Near Me – Everything you need to Know

What to understand

In the search for a Christian financial advisor near you, there are a few things worth understanding. Such individuals make use of Biblical knowledge to maximize the success chances of money investments without hurting the relationships that their clients are having with God. Note here that financial advisors that share the Christian faith do not always advertise their beliefs for fear of narrowing their prospects as well as turning off other investors who do not share the same beliefs. Nevertheless, it is quite possible to find financial investors who share the same faith with you. You’ll just need to carryout your search in the right places which we’ll subsequently reveal in our writing.

What is a Financial Advisor?

A financial advisor is an experienced, qualified, and professional individual who will help you to better set and understand your investment goals, wealth maintenance plan, and retirement plan. Such a person is out to guide you into taking the right financial decisions and achieving financial freedom while enjoying the benefits of a debt free life.

What is a Christian Financial Advisor?

A Christian financial advisor is an experienced, qualified, professional, and God fearing individual who will help you to better set and understand your investment goals, wealth maintenance plan, and retirement plan without hurting your relationship with God. He/she is out to guide you into taking the right decisions that will lead you into achieving what we call Christian Financial Freedom.

What to look for in a Christian Financial Advisor near me

How do you find a Christian financial advisor? This is a pertinent question which keeps puzzling the minds of many. To others, it is more of a nightmare. This is obviously because of its complex nature. We are talking about someone you can trust the whole of your life to skillfully and wisely guide you in growing and maintaining your wealth. What if you find one just to realize later that he/she is the wrong person? The worse situation occurs when you pick one and don’t realize that he/she is the wrong person until it is too late. What a stressful process? Whatever the case, just relax because our writing on how to find a Christian financial advisor near me will teach you what you need to look for within a financial advisor. As a Christian investor, check the following in any financial advisor:

1. Find a Christian Financial Advisor who fears God – Proverbs 9:10

This is a non-negotiable recommendation for any Christian investor in need of a financial advisor who has wisdom. The Holy Scriptures clearly support this fact as we can read from Proverbs 9:10 – “The fear of the Lord is the beginning of wisdom, and the knowledge of the Holy One is insight.” If we are to believe the Bible, which we do because it is an authoritative guide to knowing and honoring God, only those who fear God can attain the state of true wisdom. Here, we do not mean what the world considers as wisdom for where the world’s wisdom ends, that’s where God’s foolishness begins and moves to an infinite level of supreme wisdom. The scriptures say that the fear of the lord is the beginning of wisdom.

Knowing the truth from the scriptures, we can say without doubt that any financial advisor who does not fear God is simply an individual without wisdom. An for sure, if you are a serious Christian investor, you won’t entrust your success in the hands of a person who lacks wisdom. A few people might try to argue these facts saying that there are non-christian financial advisors who give good advice that leads to successful business or investment ventures. To clarify this doubt, we’ll start by asking you whether Biblical wisdom which is the true wisdom refers to the making of decisions or taking of good advice that has beneficial earthly outcomes? or it has a deeper spiritual meaning? By reading 1 Corinthians 3:19-20, we are told that the wisdom of this world is foolishness to God. True wisdom is rooted in the fear of God as it honors him.

2. Find a Christian Financial Advisor who operates in Excellence – 1 Peter 4:11

Always go for a Christian financial advisor who understands and knows the importance of operating in excellence. Such is supported by the scriptures as we can read from 1 Peter 4:11 –“Whoever speaks is to do so as one who is speaking the utterance of God; whoever serves is to do so as one who is serving by the strength which God supplies; so that in all things God may be glorified through Jesus Christ, to whom belongs the glory and dominion forever and ever.” Go for someone who has set high standards for himself and is always working on ameliorating his/her skills. However, this does not mean that all Christian financial advisors near you will give wise advice. If you meet a Christian financial advisor to get counselling on your decisions, request that he does so in excellence.

There is much to obtain from those who fear God as we can read from Psalm 1:1-2 – “Blessed is the man
    who walks not in the counsel of the wicked,
nor stands in the way of sinners,
    nor sits in the seat of scoffers;
but his delight is in the law of the Lord,
    and on his law he meditates day and night.” We are clearly informed by Romans 3:10 that no one is righteous for all have sinned and fallen short of God’s glory. But as Christians with new minds through Christ, we are made worthy to dwell in the presence of God through the blood of his son. We are trying to point out here that no matter how talented, nice or helpful a non-christian financial advisor is, he/she still lacks a renewed heart and spirit in Christ. They are likely to give inherent and spiritual flawed advice.

3. Find a Christian Financial Advisor with Godly Character – Luke 6:44

It is easier to say with the mouth that one is a Christian than to act as a Christian. Take precautions against people who claim with the mouth to be Christians yet they are not so by actions. Christianity is not only about words, it goes together with actions. For a faith without action is a dead faith. Note here that not everyone who goes to Church is a Christian. Truly, I tell you, being in a garage does not make you a mechanical engineer. You can as well read our article on Why going to church does not make you a Christian. Let’s hear from Luke 6:44 – “Each tree is known by its own fruit.” Many people claim the name “Christian” yet their actions do not bear any fruit witnessing the presence of Christ within their hearts.

Also keep in mind that some people will bear the name Christian financial advisor just because they want to make some cash. That’s why you must start your search in prayers asking God to guide and lead you to the right advisor who is after his heart. We are told by the scriptures that if you ask for anything, believe that you have received it and it shall definitely be granted on to you. It is in this likeness of faith that we recommend that you pray ad trust God who never fails. Through a person’s character and lifestyle pattern, you can deduce that he/she fears God without necessarily having them voice out words. Also be careful of financial advisors hiding under the Christian banner so as to defraud Christian investors. Such are called wolves in sheep clothing.

4. Find a Christian Financial Advisor skilled in Biblical Responsible Investing

Christian investors are advice to go for financial advisors who are skilled in Biblical Responsible Investing (BRI). BRI is the Godly practice of aligning investment portfolios to support Biblical values. BRI works by excluding companies that are engaged in immoral activities such as human trafficking and abortion. It is a practice which promotes and seeks investment in companies that are closely aligned to God’s ways and act as a blessing to the world. Today, Biblical Responsible Investing opportunities are rapidly growing. The largest multi-firm, nationwide membership network of Christians financial advisors who are supporting the development and success of BRI is Christian Wealth Management.

Christian Financial Advisor near me – Where to find them

1. Christian Financial Planners Directory

This is a friendly platform through which Christian investors can be directed to meeting Christian financial investors near them. It is one of the best Christian Financial planner directory that will lead you to the right financial advisor, investment advisor, retirement advisor and wealth maintenance advisor. To find out more, visit Christian Financial Planner Directory.

2. SmartVestor Program

This is a program run by Dave Damsey who happens to be one of the most famous Christian financial advisors. He host a syndicated daily radio show out of Nashville, Tennessee. During this program he offers Christian Financial Advice to all attendees. Through his radio show, he helps listeners to locate Christian financial advisors who share his Biblical points of views on handling Finances God’s way. You can reach out to him at DaveRamsey.com

3. Christian Wealth Management

Christian Wealth Management is a multi-firm made up of Christian financial advisors who value and promote Biblical Reasonable Investing.

4. National Association of Christian Financial Consultant

The National Association of Christian Financial Consultant (NACFC) is a Christ-centered association that teaches its financial advisor members to practice Biblical stewardship in their careers.

5. Local Church or Religious organization

A local church is also a good place to pick up a Christian financial advisor. Here, you are more likely to understand the way the person interacts and runs his life pattern before trusting him/her. Make some research to be sure that the person in question reflects the fruits of a new life in Christ. Also read our article on why going to Church does not make you a Christian.

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Christian Financial Advice

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Christian Financial Advice

Learn all the Christian Financial Advice you can when it is still time. Doing this will keep you safe from taking poor financial advice that could ruin your wealth or spoil your relationship with God. Learning is the path of the wise. It is like a lamb that lights their path and keeps them from falling into pits. Finances are a crucial part of every Christian’s life. A good look at the happenings in your life will reveal that most of them are related to finances through one way or the other. Despite this truth, many spiritual leaders chose to avoid the financial topic as a whole. Whatever the case, failing to handle this topic as it should be will only continuously lead many into taking poor financial decisions and living their whole lives in financial struggles.

Some people are just too skeptical about Money in the Bible that they can’t perceive the truth. In general, the topic on Christian Finances is more of a controversial one in the modern Church. Perhaps this explains why many Christians are still struggling in financial bondage. Misinterpretations of scriptures on finances have led many into deep financial holes. There is much in the Bible on how Christians should manage their wealth as well as handle their finances in ways that are pleasing to God. Truth be told, it is not God’s will for his children to live lives full of financial struggles. But in most cases, we end up in financial bondage due to the poor financial decisions we made out of ignorance. With Biblical Financial Wisdom, we stand a better chance to succeed. It is in this light that we hereby write to present the Best Christian Financial Advice.

10 Christian Financial Advice – All that you need to Know

How will this advice benefit you?

Knowledge is the key to success as we can read from Hosea 4:6 which says that God’s children perish due to lack of knowledge. Knowledge on finance or financial advice is what you need to successfully get out of financial bondage. God has said much through the scriptures concerning money and wealth. There are many scriptures on financial blessings worth knowing. As we all know, it is impossible to claim ownership of the things which you know nothing about. In other words, for you to step out and claim God’s promises concerning your financial life, you need to know them. With such in mind, your prayer becomes scriptural. Note that scriptural prayers are very powerful. God wants you to prosper as we can read from Jeremiah 29:11. Below are the 10 Christian Financial Advice worth mastering:

1. Transfer ownership to God – Psalm 24:1

Psalm 24:1 NASB – “The earth is the Lord’s, and all it contains, the world, and those who dwell in it.” Everything on Earth, under the Earth, in Heaven and in the world to come belongs to God. Even your life belongs to God. Hence, transferring ownership of all your possessions and life to him is a way of acknowledging this Scriptural truth. Possession here includes time, money, family, wealth, and earning potentials. Seeing yourself as one to whom wealth has been entrusted to will keep you humble and always remind you of using it wisely.

2. God is source – Philippians 4:19, Proverbs 8:20-21, and 2 Corinthians 9:8

In searching for Christian Financial Freedom, always perceive God as the source of everything. Everything belongs to God and he chooses to give to anyone to whom he is pleased with. Whenever you are in need, call unto God and he will bless you in his riches. Philippians 4:19 – “My God shall supply all your need according to his riches in glory by Christ Jesus.” Proverbs 8:20-21 – “I lead in the way of righteousness, in the midst of the paths of judgment: that I may cause those that love me to inherit substance; and I will fill their treasures.” 2 Corinthians 9:8 – “And God is able to make all grace abound toward you; that ye, always having all sufficiency in all things, may abound to every good work.”

3. The Power of Giving – Luke 6:38, and Proverbs 3:9

The power of Giving is so tremendous that it shaken Heaven to bless you with more than what your storerooms can contain. However, it is not just about giving but giving out of pure love. For it is love that makes our sacrifices acceptable by God. Luke 6:38 – “Give, and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give unto your bosom. For with the same measure that ye mete withal it shall be measured to you again.” Proverbs 3:9 – “Honour the Lord with thy substance, and with the firstfruits of all thine increase: so shall thy barns be filled with plenty, and thy presses shall burst with new wine.”

4. Take saving serious – Proverbs 21:20, and Proverbs 22:3

If you desire a debt free life as well as the benefits of living a financial free life, you must take saving serious. Saving for rainy days or financial freedom is a wise thing to do. Savings will permit you to pay off all debts and invest to grow your wealth. Note that saving is supported by the scriptures. Proverbs 21:20 – “There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.” Proverbs 23:3 – “A prudent man foreseeth the evil, and hideth himself: but the simple pass on, and are punished.”

5. Avoid debts – Proverbs 22:7, and Psalm 37:21

Debt is far more than what you think it is. It is more of a trap aimed at stealing your happiness and peace of mind. Debt leads to tension and lots of stress. It keeps you from ever reaching financial freedom. However, if you are serious about enjoying your finances, you must avoid unnecessary debt. Also avoid every situation that can lead you into debts like spending more than you earn. Proverbs 22:7 – “The rich ruleth over the poor, and the borrower is servant to the lender.” Psalm 37:21 – “the wicked borroweth, and payeth not again.”

6. Seek contentment through your relationship with God – Philippians 4:11-12

Philippians 4:11-12 – “I have learned to be content in whatever circumstances I am. I know how to get along with humble means, and I also know how to live in prosperity; in any and every circumstance I have learned the secret of being filled and going hungry, both of having abundance and suffering need.” Learn to thank God for everything that you have at hand. This will prevent the devil from taking advantage and leading you into sin. Deduce your contentment through your relationship with God rather than physical possessions. Remember that a discontented spirit is what produces greed and covetousness.

7. Work hard – Proverbs 14:23, and Genesis 1:1

In your journey to Achieving Financial Freedom God’s way, embrace hard work as the only way. Avoid get-rich overnight schemes are you won’t loose your hard earned cash. Through work men honor God’s command. For sure, God will bless every man who works and obeys his ways. Hard work is the key to a successful life. Going the other way will get you hooked and worsen your financial situation. The scriptures support work. Avoiding work or being lazy will lead you into a financial bondage of poverty. Proverbs 14:23 – “In all labour there is profit: but the talk of the lips tendeth only to penury [poverty]” Genesis 1:1 – “In the beginning God created”

8. Don’t cosign – Proverbs 27:13

The scriptures call on us to exercise extreme caution when cosigning. the world’s poorest credit risk is lived by someone who accepts to pay a strangers debt. Note that by cosigning a note, you are the person actually borrowing the money. Have in mind that the main reason a cosigner is needed is because the lender is not wiling to borrow to the person requesting the loan.

This brings us to the end of our writing on Christian Financial Advice. We hope that you enjoyed reading. You can as well read the following related articles:

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Christian Financial Advice Free

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Christian Financial Advice Free

Christian Financial Advice Free for everyone yet people are still struggling with finances on daily basis. God being the father of wisdom has much to say about Christian Finances. In short, what he has already spoken through the Holy Scriptures on how Christians should manage their finances is sufficient to build a successful life. The Bible is an authoritative guide when it comes to knowing and doing the will of God. It is in its light that we hereby write to reveal Christian financial advice free for everyone. The financial bondage which many are currently into can be attributed to their lack of financial Knowledge or advice. Putting the right financial advice into action will certainly lead you into living a successful financial life. In addition, it will also keep you safe from taking wrong financial decisions.

A Good mastery of Christian Finance will lead you to achieving Financial Freedom God’s Way. Learn all what you can about finances and you’ll live to testify the importance of learning. But what do we mean by achieving Christian Financial freedom? It is all about reaching a state in life whereby you no longer need to worry about monetary issues like debts, bill payments, and sudden expenses because God is in Control. Financial freedom comes with a continuous cash-flow that allows you to live the kind of life you had ever wanted. It also offers the possibility of enjoying the benefits of a debt free life. Such comes with the ability to successfully grow, manage and maintain the wealth which God has entrusted to your care with the mind of Christ through pure love.

Christian Financial Advice Free For Everyone

If you are serious about enjoying a financial free life without the stress from debts and bills, stick to the follow advice:

  1. Put God first in your life and all the other things will follow (Mathew 6:33)
  2. Go after the heart of God and he will provide your needs
  3. Honor God’s commands and he will bless you with more than what your store rooms can contain (Deuteronomy 28:1,3-6,8)
  4. Do not spend more than what you earn
  5. Minimize spending and maximize saving
  6. Never spend money you do not have at hand
  7. Embrace the hard way as the only way to success
  8. Stay away from get-rich overnight schemes
  9. Do not take hasty financial decisions
  10. Pray without ceasing
  11. Always pray before taking any financial step in life
  12. Read the proverbs and master the wisdom it has for you
  13. Be contented with whatever you have at hand so that the devil won’t take advantage of the situation and lead you to sin (Philippians 4:11-12)
  14. Strive for excellence in everything that you do (1 Peter 4:11)
  15. Keep aside worry and trust in God for the provision of your needs (Matthew 6:31)
  16. Break off the habit of borrowing and all that comes with it (Proverbs 15:16)
  17. Believe that God will supply all your needs in his heavenly riches (2 Corinthians 8:14)
  18. Please God with what you have at hand so that he can add more (Matthew 25:14-30)
  19. Keep in mind that a borrower is a slave to the lender
  20. Plan for your financial future when you still have time and pray that God bless your plans
  21. Create and stick to a monthly budget
  22. Pay off all your debts
  23. Track your spending
  24. Invest and grow what God has blessed you with
  25. In everything situation, give thanks to God

This brings us to the end of our writing on Christian financial advice free for everyone. You can as well read the following related articles: