Cultivating Christian Money Management skills will efficiently reduce financial misery, worry, stress, and bitterness. It can as well save marriages and boost family health for the best. All these things are achieved in the light of God’s righteousness. Money can be a source of much evil than you can imagine. Although money in itself is not evil, the desire to have it can lead many into wandering far away from God. That’s why every Christian must learn and master what it takes to handle money in a way that pleases God. There is a saying that “One can never be satisfied with the money at hand”. This explains why those who have money are still searching for more in as much as those with little to nothing at hand. The story of John D. Rockefeller will help to bring more light to our writing on Christian Money Management.

John D. Rockefeller was one of the richest men on Earth during his time. In simple terms, we can say that his money was virtually limitless. During an interview, he was asked “How much money is enough?” John D. Rockefeller replied, “Just a little bit more!” It is quick to perceive his answer as outrageous, but haven’t we all been there? Whatever be our income level, the first thing that comes to the mind is “If only I had just a little bit more, then I’ll be financially free and satisfied” Unfortunately, Rockefeller’s response proofs the contrary. He had money more than any other person around yet that feeling of satisfaction was still lacking. This is to say that satisfaction or having control over money has little to do with how much you earn, and a lot more to do with how well you manage the money earned.

Christian Money Management Tips

Overall view of money

Successful money management is a spiritual issue worth considering by every Christian. Our lord, Jesus Christ, spoke more on money that you think. About 15% of his recorded teachings are on the subject of money. Unto Jesus Christ, our attitude towards money is of an utmost important. Through a person’s attitude towards money, we can easily deduce the position of God in his/her life. The desire to have more money has led many into wandering far away from God’s truth. However, those with God as the first personality in their lives are free from the traps of desiring money.

Those who have given the first position in their lives to God are contented with what they have. And as a result, God is always present to provide their needs. Instead of living an unsatisfied life of pursuing money which you’ll never have enough, you should learn how to manage that at hand while deriving satisfaction from it. Below are the best Christian money management tips which you should embrace and benefit from:

1. Give to God first

The scriptures are clear on he fact that everything we own comes from God. He is the true owner of all things on Earth and in Heaven. God entrusts it to us so that we can use it for his purposes. True Christian financial success has nothing to do with accumulating huge sums of money in your bank account. It is all about following God’s plans for your finances. God will always provide the needs of those who understand and follow this principle. As followers of Christ, our first financial priority, as well as that in every other sector of life, should be God and the accomplishment of his will. Successfully managing all our gifts including finances is of a great importance to God who entrusted them to us.

There are many ways to give something to God. Our Lord and Savior, Jesus Christ, said “Whatever you do to the least of my brothers, that you do unto me”. In simple terms, helping someone in need is helping Christ. Feeding or clothing someone in need is giving to Christ. Loving your neighbor as yourself makes your giving acceptable before God. Luke 6:38 says, “Give and it shall be given unto you; good measure, pressed down, and shaken together, and running over, shall men give unto your bosom. For with the same measure that ye mete withal it shall be measured to you again.” Giving out of love is of a greater importance in doing what Chris wants. Hence, when partitioning your funds, keep some for Charity. Giving out of love moves God’s hand into opening new financial doors in your life.

2. Cultivate a regular saving habit

Another Christian money management tip is to cultivate the habit of regularly saving money for investing, inevitable expenses, and large purchases, such as the down payment for a college education, home, vacations and retirement. A simple but disciplined saving program will boost the growth of your wealth in ways far beyond human imagination. Embracing such will improve on your finances and free you from getting into debts when large scale purchases show up. And as a result, you’ll benefit from the happiness and peace of mind that comes from living a debt free life. Always plan your saving before planning your spending. Experience has shown that those who do the contrary are more likely to pass their days struggling with finances.

Saving money also empowers you in the investment world. Through saving you can easily gather the required capital for investing. Note that it is important to make your money work for you. Failing to understand this is the beginning of failure in the financial world. Proverbs 21:20 says, “There is treasure to be desired and oil in the dwelling of the wise; but a foolish man spendeth it up.” It is clear that even the Bible encourages saving. We’ll recommend that you automate your monthly savings. In this way, they’ll be automatically deducted before your salary gets into your hands. This will prevent the temptation of spending everything at hand.

3. Make a Budget

Anyone who is serious about successfully managing money must make and follow a budget. A budget will help you to better understand your financial situation. It will help you to keep a record that offers a better understanding of how your funds are being spend. Proverbs 24:3,4) says, “Through wisdom is an house builded; and by understanding it is established; and by knowledge shall the chambers be filled with all precious and pleasant riches.”

A budget guides you into gaining consciousness about your spending habit. After a month of tracking your spending, you’ll be surprise to learn that the little purchases that you use to make thinking that they were negligible are accounting for the spending of almost half of your funds. Be disciplined enough after establishing a budget to stick to it. We say this because it is easier to establish a budget than to follow it. Successfully sticking to it will greatly boost your finances.

4. Avoid Debts

Proverbs 22:7 says, “The rich ruleth over the poor, and the borrower is servant to the lender.” Anyone who is serious about having control over their finances must learn to avoid getting into debts. You can’t talk of a happy financial life with debts all round your neck. Christian financial freedom comes with debt freedom. From the scripture above, we realize that the Bible does not encourage borrowing. It is not God’s will for us to borrow. God wants us to prosper and live debt free lives. That’s why you should avoid getting into situations that will necessitate borrowing. Never spend more than you earn. Avoid spending without saving. Invest and grow your money.

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